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I undoubtedly cant blame you if you express disbelief and outright doubt when you read the words low APR credit card. Thats like an oxymoron thats in no way going to come true, isnt it? When did a credit card ever have low APR? But I assure you, there is such a factor and even though its as tough to feel as when I tell you that aliens do exist, give this report a chance and read on.

For confident, youve observed, heard and read thousands of ads about low APR credit cards from the Tv, radio, newspapers and the Web but you just tune them out because you think these credit card organizations are just pulling your leg. Art networking community - Powered By phpFox]

Properly, I wont lie and say that all credit card firms are straightforward. Theyre not all truthful. But there are nonetheless credit card organizations who do mean what they say, even when it comes to low APR or annual percentage rates and to assist you establish whos getting true and whos getting false, right here are a handful of tips.

If youre angling for a credit card with a zero percent (%) APR intro prices, you ought to make certain that your credit ratings are superb or at least a lot more than very good. If you dont know your credit ratings, all you have to do is ask and pay for a copy of your credit report from any of the key credit bureaus in the nation Equifax, TransUnion or Experian.

If your FICO scores are above 650 then thats good since youre positive to qualify for a zero percent intro APR credit card. For people with FICO scores in between 550 and 650, its touch and go so far better check with a credit card representative very first and explain to him if you need to have to submit a lot more documents to assist you qualify for a credit card with % APR intro rates.

Beware, however, if you have a FICO score below 550 and you still in fact managed to uncover a credit card business who assures you that youre certified for a % APR intro rate credit card. Somethings undoubtedly fishy going on.

If you uncover your self in this kind of predicament, I advise you to refuse that supply politely then simply go by means of the needed actions to repair bad credit. When your credit reputation is sufficiently repaired, just re-apply for a % APR intro rate credit card and just maybe, your luck may have finally changed.